After Xu Lei left, Wang Congcong couldn't help but lean toward Jiang Cheng, saying with a face full of envy, "Jiang Cheng, how the hell are you so rich? You spent over 1.4 billion and still have over 10 billion left?? You have no idea how much I envy you right now. What exactly does your family do?"
Jiang Cheng glanced at Wang Congcong and shook his head with a smile. "Hearing the word 'envy' come out of your mouth sounds so strange. Does the son of the richest man really need to envy others?"
"Can we not mention those four words? What's so strange about it? To be honest, from childhood to adulthood, I've never had this much money in my card. When I was a student, although I didn't know my dad was that rich, my allowance was enough. I really thought my family just had a bit of pocket change."
"Later, after returning to the country, I found out my family seemed quite wealthy. My dad even gave me five'small goals' to start a business. Seriously, at the beginning, I thought I was incredibly impressive, you know?"
"But as I slowly came into contact with higher levels, especially the people in the beijing circle, I realized there are quite a few hidden dragons and tigers. I'm really nothing. Recently, I met you, and you've been crushing me wave after wave until I'm battered and bruised. Although my family has this much money, most of it is in assets, do you understand?" Wang Congcong said with a serious face.
Jiang Cheng naturally knew that although Richest Man Wang had a high net worth, a lot of the capital was essentially empty-handed manipulation of banks.
Mortgage, mortgage, and mortgage again—directly turning the bank's money into their own.
The actual liquid capital in the bank accounts of these big capitalists was, at most, a few billion.
Jiang Cheng patted Wang Congcong's shoulder and gave a light chuckle. "This is only the beginning. There's more crushing to come in the future. Stay strong."
Seeing Jiang Cheng say this, Wang Congcong gave a bitter smile. "How about you ask your dad if your family is still looking for a son?"
Jiang Cheng turned his head, looked at Wang Congcong, and said with a kind smile, "I'm not short of a son, but he's always nagging about wanting a grandson."
Wang Congcong's big white teeth suddenly disappeared as he closed his mouth. "So I treat you like a brother, but you want me to be your son."
...About ten minutes later, Xu Lei returned with a face full of joy.
The excited smile on his face was impossible to hide; the corners of his mouth were practically stretching up to his eyes.
After rushing in, he said respectfully to Jiang Cheng, "Young Master Jiang, I just requested instructions, and the higher-ups have approved this massive remittance. However, you might need to wait for about an hour. We need to organize this huge sum of funds before processing the transfer for you."
Jiang Cheng nodded with satisfaction at this answer.
He knew there wouldn't be a problem. Waiting for an hour was understandable.
The key was being able to transfer 1.4 billion in one go, allowing him to exploit that Consumption Critical Hit Card—that was the most important thing.
Even though Xu Lei was the Bank Manager of the Shanghai Lujiazui branch,
a position and status like Xu Lei's already counted as being part of the upper-class elite in Shanghai.
His position in a major city like Shanghai was already at the deputy bureau level.
But with a deposit as massive as Jiang Cheng's sitting right there, it was enough to make Xu Lei call him 'Daddy' directly.
Don't be fooled by the domestic big bosses and CEOs who seem to have infinite glory on the surface.
If you wanted them to have 1.4 billion in cash flow like Jiang Cheng,
over 99% of them couldn't produce that much even if they mortgaged their assets and sold off their stocks.
Furthermore, Jiang Cheng would soon have at least another 10 billion arriving from the system.
With a deposit amount like his,
never mind CMB, even the Big Four banks would have to get on their knees and beg Jiang Cheng to deposit his money with them.
Jiang Cheng knew this logic, and Xu Lei, as a bank branch manager, understood it even better.
At this moment, Xu Lei only wanted to think of every possible way to serve Jiang Cheng well and firmly keep him at this branch.
As long as he kept such a major client, Xu Lei's future career promotions and various assessments would be much more guaranteed.
"I didn't expect Mr. Jiang to possess such immense wealth at such a young age. It's truly enviable," Xu Lei said, flatteringly, with a beaming smile.
He used to think Wang Congcong was the top Second-generation rich in the country.
It wasn't until today, after witnessing Jiang Cheng's terrifying financial power, that Xu Lei realized how short-sighted he had been.
Although Xu Lei was very curious about which invisible tycoon Jiang Cheng was the son of, he also understood that such things were not for him to pry into.
The urgent priority was thinking about how to serve Jiang Cheng well.
Seeing Jiang Cheng give a slight smile, Xu Lei immediately continued, "On my end, I also represent our CMB headquarters in thanking you. We are very grateful that you chose CMB, and we hope you can enjoy the best service at our bank in the future. I will do my utmost to serve all your future needs with dedication."
"Then many thanks, Bank Manager Xu." Seeing Xu Lei's sincere tone, Jiang Cheng nodded with a smile.
"While we have this gap, let me process our bank's highest-level black gold centurion card for you. Through our CMB black gold centurion card, we can customize exclusive and special privileges for you, facilitating your future travel, dining, and accommodations."
Jiang Cheng had naturally heard of the black gold centurion card.
Only ultra-high-level private banking customers could apply for this card.
The standard for a CMB private banking client was that the assets of a standard-level private banking client could not be lower than five million for three consecutive months.
A general-level private banking client's assets could not be lower than ten million for three consecutive months.
And an ultra-high-end private banking client needed to reach fifty million for three consecutive months.
Clearly, Jiang Cheng's bank deposits had long since exceeded that.
Jiang Cheng nodded nonchalantly. "Sure."
After it was done, he could also bind this new card to the system.
Moreover, before his rebirth, Jiang Cheng often saw many special service channels regarding CMB's high-end private banking on Zhihu.
Compared to foreign countries where money is everything, China's national conditions still had some differences.
To live a free and comfortable life in our country,
many things couldn't be solved just by having money.
Having money without channels and connections still wouldn't work.
Although Jiang Cheng's family background should be anything but simple,
everything was still like a thick fog right now.
So if he wanted to obtain convenient lifestyle customization now, having this kind of card was quite good.
For example, in terms of booking hotels, holders of this CMB Centurion Black Gold Card could enjoy privileges such as Hilton Diamond, IHG InterContinental Platinum, Carlson Gold, and SPG Gold, as well as four annual stays at high-end selected hotels for 300 yuan, and so on.
There were also airport VIP services. As long as one held this CMB American Express Centurion Black Gold Card, the cardholder could enjoy VIP lounge services globally, and was also issued a Priority Pass Card.
The most important things were the privileges at some high-end private clubs.
With this card, one could enjoy free or minimum consumption privileges at various private high-end clubs such as the Nine Dragons Hill Jockey Club, the Canton Club, Yongfoo Elite, the Roosevelt Club, and the Noahs Yacht Club.