So I can't touch the money in the bank??
When Xu Lei heard Jiang Cheng's words, his heart tightened. He quickly leaned forward again, his tone a mix of urgency and composure: "Young Master Jiang, please don't misunderstand, how would I dare to control how you use your own money! It's just... I just thought that you're moving such a large sum of money this time, so you must have a big plan. You also know that I've been at CMB for so many years. Setting aside other things, just the hidden resources in our bank, and our ability to control large fund movements, might be able to lend you a hand."
As he spoke, he pulled out his phone from his pocket.
This time, he didn't hide anything, opening an encrypted folder that contained all of CMB's internal analysis reports on recent market fund flows.
"Look, this is fresh from our bank. Several large overseas funds are adjusting their positions recently, especially in sectors related to your previous short-selling direction. The capital movements are particularly obvious. If the more than 20 billion you're transferring out this time is invested in these targets, our bank can provide you with real-time fund monitoring immediately. Even abnormal movements in overseas accounts can be pre-warned at least half an hour faster than normal channels."
Just as Jiang Cheng thought, Xu Lei came today because he wanted to get on board, right?
In the finance industry, the information he could access at his position was indeed considerable.
He could accurately pinpoint many investment industries and stock markets.
However, the market changes rapidly; no matter how certain, it couldn't compare to his own system.
Hearing this, Jiang Cheng smiled: "Old Xu, you want to get on board?"
Seeing that Jiang Cheng was finally willing to speak, Xu Lei's eyes showed more sincerity as he replied: "That girl Zhu Yan still often talks to me about you, saying how good you are to her. As her uncle, seeing her well makes me proud, and I also want to help you share some of the burden. I know you have capable assistants like Manager Zhao and Lawyer Chen by your side, so your financial and legal aspects are covered."
"But the biggest fear in large-scale investments is a problem with the capital chain. Even a slight delay can affect the entire plan. Our CMB has strategic partnerships with dozens of clearing institutions at home and abroad. If you need to temporarily allocate funds or conduct cross-border settlements, I can guarantee it will be faster than any third-party institution, and the handling fees can be minimized. I'm not boasting, but in the entire East China region, there's no one else with this authority besides me."
As Xu Lei spoke, he pulled out a black card from his suit's inner pocket and gently placed it on the coffee table.
"This is CMB's private banking black card, with no upper limit on the amount, and it can directly access the bank's emergency funds. You take it. If you ever need money temporarily, whether it's hundreds of millions, I can get it to you within half an hour."
Seeing Xu Lei speak so eagerly, Jiang Cheng slowly bit into his bread and pushed the bank card back: "Old Xu, don't rush, sit down."
Seeing Jiang Cheng not take his card, Xu Lei's fingertips brushed the edge of the black card.
The scene from the head office meeting a while ago flashed through his mind.
He had been at CMB for more than ten years and had seen many big bosses like Jack Ma deal with banks.
Even entrepreneurs with hundreds of billions in assets often had to revolve around banks.
Either for dozens of billions in loan approvals, repeatedly bringing project proposals to discuss risk control details.
Or for supply chain finance limits, specifically moving corporate settlement accounts to CMB.
Every time they interfaced, even if the other party was an influential figure in their industry.
Their tone would carry a hint of politeness.
After all, the loan quotas and credit limits held by the bank directly related to the company's capital chain turnover.
In the Bund area, his identity as a CMB district Bank Manager was never one to be taken lightly.
Last week, when he met the CEO of a listed company, the other party shook his hand and smiled for three minutes, changed tea three times, and kept circling the topic, wanting him to approve a green channel for cross-border settlement.
The month before last, when he hosted an internet nouveau riche, the other party specifically arranged the dinner at a river-view restaurant in Lujiazui, repeatedly mentioning during the meal, "I'd like to interact more with Bank Manager Xu."
Among these people were owners of companies worth tens of billions and industry new elites with significant influence. Which one of them wasn't usually revered?
Yet, in front of him, who wasn't polite, fearing they might cause offense?
After all, he held the lifeline of capital flow.
The speed of a loan approval, the priority of a settlement, or even just revealing a little market fund flow in advance, could help these companies seize opportunities at critical moments.
Previously, the owner of a listed company, in order to get CMB to approve a ten-billion-yuan credit loan, specifically invited him to dinner at Bund 18.
During the banquet, he offered cigarettes and toasted, his words implying, "Please trouble Bank Manager Xu to put in more effort."
But with Jiang Cheng, even if he just casually mentioned, "Recently, some funds might be transferred to other banks."
The head office's account managers would rush over overnight, presenting proposals to discuss preferential terms with Jiang Cheng.
After all, Jiang Cheng's deposits at CMB had consistently been above tens of billions for the past six months.
What does this mean? It's equivalent to nearly 30% of his district branch's total deposits.
The performance alone from this deposit was enough for Xu Lei to be confident in front of the head office for several years.
Not to mention Jiang Cheng hardly needed loans.
When building landmark buildings, major banks even begged him to take out loans.
Major banks were eager to offer him resources.
The reason is simple: everyone wanted to retain this 'ballast stone'-like deposit.
Xu Lei glanced at Jiang Cheng, who was leisurely spreading jam, his calm and collected demeanor a stark contrast to those eager bosses seeking loans.
Thinking of this, Xu Lei's smile became more sincere, and he pushed the black card further towards Jiang Cheng: "Young Master Jiang, you really must take this card. Even if you don't use it, keeping it as a memento is fine. After all, in the entire East China region, I've only approved three cards with this level of authority."
Seeing that he had gone this far, Jiang Cheng didn't want to tease him anymore.1
Taking him on board wasn't a big deal.
At most, it's a few hundred million yuan.
Moreover, he was Zhu Yan's biological uncle.
Jiang Cheng picked up a tissue to wipe his mouth, stood up, and patted Xu Lei's shoulder: "Alright, Old Xu, you're just too polite. Zhu Yan's family is my family. I'll send you an account number later, and you can transfer the money to Xingchen Company's account."
Seeing Jiang Cheng willing to include him, Xu Lei's face was filled with joy.
Although Jiang Cheng said they were all family, Xu Lei didn't dare to take it seriously.
Facing entrepreneurs who needed loans, he was the 'Bank Manager Xu' who held the initiative.
But facing a client like Jiang Cheng, who had tens of billions in deposits and didn't need to beg the bank, he could only lower his stance.
Even more so, there was the Courtyard House in the Rear Sea area of Kyoto where Jiang Cheng lived.
People who could live there were not just any CEO of a listed company.
So even if his niece was his woman, Xu Lei dared not put on airs.
"Thank you, CEO Jiang. Rest assured, I understand the rules very well. I will absolutely not say a word about anything."
"Oh, right, there's one thing I need to explain to you. If you want to get on board, you'll have to follow the rules of investment companies in the financial world. You should understand this, right?"
How could Xu Lei not understand?
Their bank needed to charge handling fees, and financial companies naturally would too.
"That's as it should be. I'm already honored that you're willing to include me. Everything else will follow industry rules."
Hearing this, Jiang Cheng patted his shoulder again: "The fees I charge some friends in Kyoto are based on industry rates, but since you're Zhu Yan's uncle, you naturally get an exception."
"CEO Jiang! How can I accept this..."
"Ah, you know Wang Congcong, right? They're also involved this time. He, Qin Fen, and even Zheng Zhigan, I charge them half price at 1.5 points. If you join, it'll be the same as them."
As soon as these words came out, Xu Lei's eyes instantly lit up, and he quickly stood up and cupped his hands to Jiang Cheng.
"I'll remember this kindness! From now on, whether it's capital turnover or other needs, I'll definitely be at your beck and call!"
That's right, Jiang Cheng hadn't charged Wang Congcong and the others handling fees before.
But this time, they specifically brought it up to Jiang Cheng.
Voluntarily offering to let Xingchen Company take a cut of the profits.
Since they all suggested it, Jiang Cheng naturally agreed.
Men, they love money and themselves, thriving in life.
Moreover, their initiative made Jiang Cheng look at them in a new light.
It showed that these people were worth befriending deeply.
After Xu Lei left, Jiang Cheng sent a message to Cheng Gui.
This message naturally hinted at a good investment opportunity recently, asking if he wanted to participate.
Although Xiao Dong Cheng's matter had caused him some displeasure.
However, it had to be said that Cheng Gui's handling of it this time made Jiang Cheng very satisfied.
Since childhood, Jiang Jianming had taught him to use interests to gain more allies, not to create enemies for the sake of profit.
Therefore, since Cheng Gui handled the matter beautifully, Jiang Cheng naturally gave him some corresponding rewards.
If they could cooperate long-term in the future, having him in Chengdu would also be reassuring.
It wasn't that Cheng Gui had great abilities there.
Rather, he was a steady person in his conduct, understanding patience and knowing when to advance and retreat.
In Jiang Cheng's view, he was a talent.
When Jiang Cheng's message was sent, Cheng Gui replied instantly.
At this moment, Cheng Gui's mind was not at all on the investment Jiang Cheng mentioned.
Instead, he was completely relieved.
During this time, he had also liked Jiang Cheng's moments.
Moreover, their cooperative projects were still ongoing.
Including Xiao Dong Cheng, who had successfully returned from Modu after apologizing to Jiang Cheng.
Although everything seemed to have come to an end.
He still felt uneasy.
It wasn't until now, with Jiang Cheng's personal invitation, that Cheng Gui felt everything had truly turned a new page.
Cheng Gui: "Haha, naturally I'm interested. You know real estate isn't doing so well now. If there are other opportunities, I'll definitely participate, especially yours, it must be right..."
Two days later, Jiang Cheng arrived at Modu Airport in his rolls-royce.
The private jet's door opened, and Jiang Cheng was the first to step on board.
Of course, the Flight Attendants welcoming him were still Chen Jiaxue and Zhao Yihan.
Seeing that Jiang Cheng hadn't brought any women with him today, both women's eyes sparkled.
As soon as the three were settled on the plane, Chen Jiaxue stood up and walked over to Jiang Cheng, asking softly: "Young Master Jiang, the flight is two hours. The lounge inside is already prepared. Would you like to go in and rest for a while?"
Hearing this, Jiang Cheng's lips slowly curved upwards.
If it were before, thinking about playing with the three of them, Jiang Cheng might have been more excited, even somewhat impatient.
But he had recently experienced the twins.
And these past two nights, he had been 'daily playing' with Yu Xiaoxiao and Su Wan.
So now he wasn't as eager.
"The plane hasn't even taken off yet, and you're already so eager to write a flight log?"
After speaking, Jiang Cheng's gaze began to seriously assess the two women from head to toe.
With this look, he noticed Zhao Yihan's reddish eyes.
"What's wrong? Why are your eyes red?"
Zhao Yihan's heart warmed, and she quietly clutched the corner of her clothes, yet still feigned indifference, shaking her head and speaking softly: "N-nothing, Young Master Jiang. Maybe the wind was a bit strong just now. Please sit down quickly."
If it were any other time, Chen Jiaxue would have rolled her eyes at such a 'green tea' answer.
But seeing that Zhao Yihan wasn't having an easy time, she smiled and smoothed things over: "Yihan, stop pretending. We're all Young Master Jiang's people. Why hide things? Maybe Young Master Jiang can solve it with just one word."