Phone rang at two fourteen. Elena picked it up. Screen showed bank alert. Subject: Credit Facility Suspended. Body: Revolving credit line frozen pending audit review. Available balance zero. She closed the app. Opened her email. Three new messages. Supplier one. Supplier two, Supplier three. All same text. Payment terms changed. Upfront only. No net thirty. No net sixty. Cash before shipment. She checked the sender. All tied to James's former vendor network. The leak moved fast.
